Financial Health and Well-Being: A Primer


There’s a lot of talk these days about wages and opportunity and whether the American Dream is more like a pipe dream.

We hear that a growing proportion of the nation is struggling financially, but it’s hard to know exactly who is affected, and why. Most of us need a better understanding of what financial health and well-being looks like — and it goes far beyond having a job or a bank account.

More than half of all Americans — 57 percent — are financially unhealthy, according to the Center for Financial Services Innovation.

More than 1 in 4 people say finances cause them significant stress

4 in 10 struggle to keep up with their bills

And more than 1 in 3 aren’t sure they could cover a $2,000 emergency expense

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